How to Settle Cross-Border Payments in Minutes with Bitnob

In 2022 alone, sub-Saharan Africa received over $53 billion in remittances, according to the World Bank. Businesses and individuals across the region are constantly moving money, whether it's to pay international suppliers, support families abroad, settle freelancer invoices, or fund local teams in multiple countries. Yet, despite how interconnected the world has become, cross-border payments remain notoriously slow, expensive, and filled with friction.

Banks typically take 3–7 business days to process international transfers. Then there's the burden of excessive fees, inconsistent exchange rates, and complex compliance procedures. For many, especially small businesses and growing startups, these barriers can be overwhelming.

That’s where Bitnob comes in not as a workaround, but as a better way. Bitnob lets you send and receive cross-border payments in minutes, using stablecoins like USDT or Bitcoin, and withdraw into local currencies like NGN, GHS, XOF, XAF, and more. Whether you’re paying a team in Ghana from Nigeria, sending money from Uganda to the UK, or receiving freelance income from abroad, Bitnob eliminates the traditional delays and delivers speed, control, and transparency.

Why Bitnob is Different

At Bitnob, we’ve built infrastructure that bridges stable digital assets with real-world usability. Here’s why more people are choosing us for cross-border payments:

Instant Settlement: Say goodbye to 3–5 business days. With Bitnob, funds arrive and can be withdrawn instantly in supported local currencies.

Transparent Rates: Enjoy better rates and no hidden fees, so your recipients get more.

Withdraw to Local Accounts: Recipients in supported countries can withdraw directly into mobile money.

Accessible to Everyone: Whether you're a business, freelancer, or someone supporting loved ones abroad, Bitnob works for you.

How to Send Money to African Countries on Bitnob

• Tap on the “Transfer” button on the Quick Links section of the homepage
• Tap on “Transfer to Bank or Momo”
• Tap on “Change currency” to select the country of the account or mobile money wallet you want to transfer money to
• Fill out the amount you’d like to transfer, then tap on “Continue”
• Select the account or mobile money provider and fill out the details of the account you want to send money to. If this person is someone you intend to send money to often, then tap on “Save as beneficiary” to make the person a beneficiary. 
• Tap on “Proceed to Transaction Note” to add a note on the transaction
• Review the transaction summary and then tap on “Proceed” to initiate payment to the account or mobile money wallet. 

Final Thoughts

Cross-border payments shouldn't be hard, slow, or expensive. With Bitnob, they aren’t.

Whether you're running a business, working remotely, or simply trying to support someone in another country, Bitnob gives you the tools to move money across borders—faster, smarter, and cheaper.

Ready to get started? Download the Bitnob app today and experience what modern payments should feel like.