How to Send Money from Nigeria to Kenya in 2025

If you’ve ever tried to send money from Nigeria to Kenya, you probably remember what it used to involve: relying on traditional banks that moved slowly, took their share in fees, and didn’t always offer the best exchange rates. Sometimes, the frustration wasn’t even about the money, it was the lack of clarity. When will it get there? How much will they actually receive?

But like so many things in our digital lives, remittance has been quietly reimagined.

A Growing Need for Simpler Transfers

There’s no shortage of reasons to send money between Nigeria and Kenya. A Nigerian freelancer may be paying a Kenyan teammate. A parent in Lagos might be sending living expenses to their child studying in Nairobi. Or maybe it’s a business invoice being settled.

Regardless of the reason, the need is clear: people want a transfer process that’s instant, clear on rates, and doesn’t require multiple logins or visits to a bank.

This is where Bitnob comes in.

Sending Money from Nigeria to Kenya with Bitnob

So, how does it actually work?

To get started, you’ll need to download the Bitnob app and make sure the recipient has an active M-PESA account. From there, you can follow the simple steps below;

• Tap on the “Transfer” button on the Quick Links section of the homepage
• Tap on “Transfer to Bank or Momo”
• Tap on “Change currency” and select Kenya as the country you want to transfer money to
• Input the amount you would like to transfer, then tap on “Continue.”
• Select the account or mobile money provider and fill out the details of the account you want to send money to.
  • If this person is someone you intend to send money to often, then tap on “Save as beneficiary” to make the person a beneficiary.
• Tap on “Proceed to Transaction Note” to add a note on the transaction
• Review the transaction summary and then tap on “Proceed” to initiate payment to the mobile money wallet.
• Voila! The transfer has been made.

Final Thoughts

At its heart, sending money isn’t really about the money. It’s about showing up, for family, for friends, for business partners, building something across borders. In 2025, technology no longer stands in the way. It clears the path.

And while we’ve focused on Nigeria to Kenya, Bitnob’s reach goes much further. Whether you’re sending to Ghana, Cameroon, Uganda, Rwanda, Mali, Senegal, Burkina Faso, or Côte d’Ivoire, the same simplicity applies.

If you’ve been looking for a way to move money across Africa without the usual hurdles, the Bitnob app is a good place to start. It’s fast, it works, and it keeps things simple.