How to Send Money from Nigeria to Ghana Instantly in 2025

In 2023 alone, Nigerians sent over $1.2 billion in remittances to Ghana, making it one of the busiest remittance corridors in West Africa. But behind that figure is a frustrating truth, sending money across African borders still feels like jumping through hoops. Long wait times, poor rates, and hidden fees have turned what should be a simple transaction into a slow and expensive process.

Many people are still relying on outdated channels that charge as high as 8-10% in transfer fees, and in some cases, funds take days to reflect, if at all. Mobile money systems in Ghana are thriving, yet the bridge between Naira and Ghanaian cedis remains broken for most Nigerians.

But that’s no longer the case. Bitnob is changing how cross-border money transfers work. With just your phone, you can send money from Nigeria and have it delivered directly into a Mobile Money account in Ghana, instantly, reliably, and with better rates. 

How to Send Money from Nigeria to Ghana Instantly Using Bitnob in 2025

First, download the Bitnob app and make sure your recipient in Ghana has an active mobile money wallet that supports XOF. Once that’s ready, follow these steps to send money from Nigeria to Ghana easily:

1. Tap the “Transfer” button in the Quick Links section on your homepage
    
2. Choose “Transfer to Bank or Momo”
    
3. Tap “Change currency” and select Ghana
    
4. Enter the amount you want to send and tap “Continue”
    
5. Choose the mobile money provider or bank, and fill out the recipient’s details
    
6. Want to reuse this recipient in the future? Tap “Save as beneficiary”
    
7. Add a transaction note (optional)
    
8. Review the transaction summary and tap “Proceed.”
    
9. Done! The money is sent in GHS to their mobile wallet

Bitnob makes it easy to move money when you need to, without delays, confusion, or unnecessary steps. Just open the app, send what’s needed, and get on with your day. Get started with Bitnob today.