How to Get a Virtual Card in Nigeria for International Shopping

Online shopping has become a major part of daily life for Nigerians, especially when it comes to international platforms like Amazon, ASOS, Shein, Netflix, and more. According to Statista, Nigeria is home to over 84 million internet users, and e-commerce continues to grow at an annual rate of more than 11%. Yet, for many Nigerians, paying for international goods and services remains a huge challenge.

This is because the traditional bank cards often fail on global platforms due to spending limits, foreign exchange restrictions, or outright decline for international transactions. Also including that is the stress of getting a dollar card from your bank, which often involves long queues and strict requirements, and you’ll see why many shoppers are looking for a better solution.

That’s where virtual cards come in. They are easy to create, work globally, and help you shop without stress. In this blog, we’ll show you how to get a virtual card in Nigeria for international shopping, why it’s the smart choice, and why Bitnob’s Virtual Dollar Card stands out as your best option.

Why Nigerians Should Own a Virtual Card

For Nigerians navigating global payments, virtual cards provide a much-needed bridge. Here’s why:

Instant Access Without Bank Drama
If you have ever tried opening a dollar card through traditional banks, you’ll know that it can mean long queues, documentation, and weeks of waiting. A virtual card, on the other hand, is created instantly on your phone. Imagine needing to pay for a Coursera course tonight and there’s no bank visit needed, just set up your Bitnob Virtual Card and you’re good to go.

Acceptance on Global Platforms
Whether it’s Amazon, Google Ads, Spotify, or your favorite fashion retailer, virtual cards give you access to platforms that sometimes reject local cards. For business owners running international campaigns, this can be the difference between launching a global ad today or waiting endlessly for bank approvals.

Control Over Your Spending
With virtual cards, you fund only what you need. Want to limit your monthly subscription budget to $50? Simply top up that amount. This makes them safer and more budget-friendly compared to linking your primary bank account directly.

Enhanced Security
Since a virtual card isn’t tied directly to your main bank account, it reduces exposure to fraud. If your details are compromised, you simply freeze the card without affecting your main finances. For Nigerians wary of online scams, this adds peace of mind.

Why Bitnob’s Virtual Card is Your Best Option

Not all virtual cards deliver the same experience. Bitnob’s Virtual Dollar Card was designed with African users in mind, tackling the very pain points shoppers and businesses face every day.

• Visa-Backed Reliability
  Being Visa-powered means your Bitnob card is recognized and accepted by over 10 million merchants worldwide. From booking flights to paying for Meta ads, your transactions go through without unnecessary blocks.
   
• Instant Creation
  Unlike bank cards, there’s no waiting period. With just a few taps on the Bitnob app, you can create your virtual card in minutes and start shopping immediately.
   
• Works for Essentials and Beyond
  Whether it’s paying on Shein, Aliexpress, Alibaba, Shopify subscriptions, or running Google Ads, the Bitnob card is optimized for platforms Nigerians use daily.
   
• Transparent Pricing
  No hidden fees or surprise deductions. Bitnob provides clear, upfront charges, making it easier to budget for shopping or business expenses.
   
• Secure and Built for You
  With advanced security protocols and the ability to freeze or delete cards instantly, you stay in control of your money at all times.

How to Get Your Bitnob Virtual Card in Nigeria

The process of getting a Bitnob Virtual Card on the app is simple and user-friendly:

• Sign in to your Bitnob app and tap "Cards"
• Tap "Create a new virtual card"
• Input the amount you want to create your card with.
• Tap "Next"
• Tap on the colored circles to change the card color to your preferred choice. The fee breakdown shows how much you’ll be charged. 
• Tap "Next - Confirm your transaction pin"
• Input your password and tap "Create Card"
• Your card is being created, and you will get a notification when it's live.
• You have successfully created a Virtual Card, which you can now use on international shopping platforms from wherever you are in Nigeria.

Shop Globally Without Borders

Global shopping should be simple. Yet for years, Nigerians faced barriers with restricted bank cards, unreliable payments, and endless hidden charges. With the Bitnob Virtual Dollar Card, those days are over.

From essentials like subscriptions to big-ticket purchases on international platforms, your Bitnob card ensures every payment is smooth, secure, and accepted globally. This is not just a card, it’s your key to a borderless shopping experience. 

There’s no need to wait. Download the Bitnob App and Create your Bitnob Virtual Card today and shop the world with confidence.